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ODDS SAY YOU WILL HAVE DAMAGED FREIGHT AND NOT BE COVERED BY CARRIER INSURANCE.
According to Wikipedia 2007 “About 10% of all freight shipments will experience some significant loss or damage.” 
How much international ocean transport coverage do ocean carriers offer to cover your losses?  In most cases around $500USD per standard shipping unit is covered.  Standard shipping unit you ask?  It goes like this, “one 40’ standard container said to contain twenty-two pieces of machinery on eleven pallets”.  The ocean carrier reads the above description like this, “one standard shipping unit of machinery”.  Yes, to the ocean carrier your 40’ container is one package.  Your lost investment that was worth $100,000USD will be covered for $500USD.
“It is a common misconception that a freight rate includes full coverage insurance, when in fact a base freight rate typically includes only a bare minimum of cargo insurance. A shipper should always ask their carrier or intermediary what the insurance coverage is for every specific shipment. LTL shipments will often be insured for less than 25 cents per pound,” (Wikipedia 2007)
Walk out the front door of your home.  Count five houses on your side of the street including your own; also count the five houses directly across the street.  Based on Wikipedia’s 2007 information, if all of your ten homes were cargo, one of the ten is going to burn down.  Which friend, neighbor, or family member are you going to suggest the idea of giving up their home owners insurance?  We thought so.